2020 Core Benefit Plan Summaries:

Medical Options:

• Plan A
• Plan B1000
• High Deductible Health Plan/HDHP2500
• Prescription Drug Mail In Option
• Vision
• Dental

Supplemental Benefit Plan Summaries:

• Medical Gap Insurance underwritten by Allstate
• Short Term Disability underwritten by Allstate
• Standard Long Term Disability underwritten by Reliance Standard Life Insurance
• Group Life (Automatically enrolled with Anthem Blue Cross Blue Shield health plans)
• Standard Supplemental Life underwritten by Reliance Standard
• Supplemental Life Insurance Rates
• Group Accidental Death & Dismemberment Rates

Medical / Dependent Care Flexible Spending Accounts

• Medical Flexible Spending Account (FSA)
• Eligible FSA/HSA Expenses and OTC Products
• Is 125 Right for You?

Retirement Savings Accounts

A 401(a) is a Retirement Savings Plan that allows you to set aside pre-tax money for retirement. The Montrose County plan requires employees to contribute 4% of their compensation and matches 4% after 6 months of employment. You have the right to self-direct the investment into several different types of funds. Montrose County’s 401(a) is administered by CRA.

CRA 401(a)

A 457(b) Deferred Compensation Plan is an employer-sponsored retirement plan that allows public employees to defer (postpone) receiving a portion of their current compensation until retirement or separation from service. Montrose County offers 457(b) plans through CRA and AXA.

CRA 457(b)
AXA 457(b)

Enrollment Forms

• Medical, Dental & Vision Enrollment Form(Anthem, Ameritas and VSP)
• GAP Enrollment Form(Allstate)
• Short Term Disability - Contact Mark Neill to enroll
• Long Term Disability (No Form, auto enrolled)
• Life Insurance Enrollment Form (Reliance Standard)
• CRA 457(b) Enrollment Form
• AXA 457(b) Enrollment Form - Contact Mike McGovern to enroll
• 125 Cafeteria / FSA Enrollment Form
• HSA Direct Deposit Form